LIC Housing Finance reports 9% rise in Q4 net profit, board recommends 500% dividend
Mumbai, May 13 (TNT): LIC Housing Finance Limited (LIC HFL) on Wednesday reported a 9 per cent rise in standalone net profit for the fourth quarter ended March 31, 2026, while announcing a dividend recommendation of 500 per cent for shareholders.
The company posted a net profit after tax of ₹1,497.41 crore during Q4 FY2026 compared to ₹1,367.96 crore in the corresponding quarter of the previous financial year.
Profit before tax rose 9 per cent to ₹1,934.24 crore from ₹1,769.58 crore a year earlier, the company said in a release.
Total disbursements during the quarter increased 10 per cent to ₹21,019 crore from ₹19,156 crore in Q4 FY2025. Individual home loan disbursements stood at ₹16,672 crore, registering an 8 per cent growth, while non-housing individual loan disbursements grew 25 per cent to ₹3,348 crore.
The company’s net interest income (NII) rose 3 per cent to ₹2,221.78 crore during the quarter, while net interest margins (NIM) stood at 2.80 per cent against 2.85 per cent in the year-ago period.
LIC HFL’s outstanding loan portfolio grew 4 per cent to ₹3,20,707 crore as of March 31, 2026, from ₹3,07,732 crore in the previous year. The individual home loan portfolio stood at ₹2,70,893 crore.
For the full financial year FY2026, the company reported a net profit after tax of ₹5,595.15 crore compared to ₹5,429.02 crore in FY2025, reflecting a growth of 3 per cent.
Revenue from operations for the year increased 3 per cent to ₹28,764.63 crore.
Total annual disbursements stood at ₹66,544 crore, up 4 per cent from ₹64,022 crore in the previous fiscal. Non-housing individual loan disbursements registered a 20 per cent rise during the year.
The Board of Directors recommended a dividend of 500 per cent, translating to ₹10 per equity share of face value ₹2.
Commenting on the performance, Managing Director and Chief Executive Officer Tribhuwan Adhikari said the company’s performance remained resilient despite global uncertainties impacting macro-economic conditions.
He said LIC Housing Finance remained optimistic about the housing sector outlook, driven by urbanisation, digital infrastructure and continued policy support, while maintaining focus on cost optimisation, asset quality and profitability.
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